What Is The Security Code On A Debit Card?
Last Updated on 1 year by Touhid
The Security Code or Card Security Code (CSC) on a debit card is the number of digits that are printed on the card. In this post, first we’ll define the debit card; then we’ll explain what is the security code on a debit card and how to find your security code on a debit card?
What is Debit Card?
A debit card or bank card is a payment card that is used to get cash from an ATM or purchase products and deducts money directly from a bank account. On a debit card, the card holder can use the balance, where the account is connected to the debit card.
Typically, the card is made of polyvinyl chloride (PVC) plastic that acts as an alternative medium for cash when shopping. In the case of debit cards, the customer has to pay immediately to purchase the goods and services. That’s why debit cards called cash cards or work like personal checks.
A debit card is provided by an authorized bank, where the card holder must have a savings account in the bank. Typically, there are different types of debit cards, and the most commonly used debit cards are as follows:
- Visa Debit cards
- MasterCard debit cards
- Platinum Debit Card
What Is The Security Code On A Debit Card?
What is the security code on a debit card? Already we’ve defined what is debit card because it will help to understand what is a security code on a debit card?
There are two side of a debit card, namely front face and back face. On the front face, a debit card holds 16 digits’ which is called the card number, which shown in the figure. And on the back side, the last 3- or 4-digits (where is the signature strip) on a debit card are called Security Code.
As far we know, most of the card owners are not fully aware or not interested to know the meaning of 16 numbers. Typically, there has a full appropriate meaning of 16 digits’ such as:
- The meaning of first 6 digits shows the Issuer Identification Number, which means the company has issued the debit card.
- The next 9 digits (7th to 15th digit) of the debit card are connected to your bank account.
- And the last digit (16th digit) of the card is named check digit, which is used to find out the validity of your debit card.
Where Is The Security Code On A Debit Card?
In previous section we’ve defined what is the security code on a debit card? Now, in this section we’ll show you, where is the security code on a debit card?
On the front side of your card, you will see some sensitive information about your card, such as Bank logo with name, 16 digits’ card number, card validity, and card holder name. This information is clearly identified in the following figure.
Now, where is the security code on a debit card? On the back side of your card, you’ll see some important information such as a magnetic strip, Hologram, Bank Contact Information, Signature Strip, and 3 or 4 digits.
This 3- or 4-digits code of your debit card in the signature block below the magnetic strip is referred to as Security Code. The Security Code is also called Card Verification Code (CVC), or Card Verification Value (CVV), which is shown in the following figure using the red mark.
It is noted that, the Security Code for both debit and credit cards is on the back side of the card. But for American Express, you’ll see the Code on the front side of the card. Generally, there are 3 digits’ Security Code for debit cards, but American Express has a 4 digits code.
Where is Security Code on Visa Debit Card?
A VISA debit card is an alternative to an ATM card. This card used for shopping, bill payment, and money withdrawals from ATM. VISA card not only used in one ATM booths but also used in booths which have VISA mark.
Now, where is the security code on Visa debit card? For Visa, there is also a 3-digit Security Code which is located on the back side of the VISA card. The code is printed to the right side of the signature block.
Where is the Security Code on A Debit Card Mastercard?
One of the most popular cards in the world today is the MasterCard. MasterCard is an international type of dual currency card which allows you to transfer money from any country in the world. But you will not be able to do any kind of transaction outside the country through the Debit Cards.
There are different types of International MasterCard which are usually based on the service of the card, such as Prepaid MasterCard, Debit, and Credit MasterCard.
Now, where Is the Security Code on A Debit Card MasterCard? For MasterCard, there is also a 3-digit Security Code which is located on the back side of the MasterCard card. The code is printed to the right side of the signature block, the same as a debit card and VISA card.
Importance of Security Code of a Debit Card
The Security Code adds an extra layer of protection to your card account and it plays an important role just like password security, which is required to access and secure your account. The CSC helps to validate your account is legitimate, and protects you while placing the online order.
It is suggested that, secure your card security number because if someone gains this number then they may make fraudulent transactions with your money. So, don’t share your CSC number with anyone, and if your debit card is stolen or lost, then immediately contact your card issuer company in order to recover your security code as well as your debit card.
Finally, the CSC will help to prevent any suspicious transactions and you should regularly check your transactions in your bank’s online portal. In this post, we’ve defined what is the security code on a debit card? Hope this article will help you to find out your Card Security Code.